America's Trusted Online Lender

As one of the leading cash advance providers, CashNetUSA is dedicated to offering you convenient lending services from the privacy of home. After all, your satisfaction is what makes us the trusted online leader. Online loans originated from are offered and funded by CashNetUSA, and marketed by Advance America.

Rates and terms vary; please select your state of residence for more information about our services.

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Payday Loans
CSO Loans
(As a Credit Service Organization, we can service you through an affiliated short-term lender)
Installment Loans
An installment loan is a medium-term loan that is repaid gradually in installments over four or five months. The loan may be repaid early at any time with no prepayment charges.
CAB Loans
(As a Credit Access Business, we can service you through an affiliated short-term lender)
Payday & Installment Loans
See descriptions above.

Choose A State

CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun. CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000. Due to state and verification requirements, not all customers may be eligible for instant approval by CashNetUSA or third party lenders. CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA. Some customers may be required to submit additional documentation under state law and CashNetUSA or lender qualification criteria. Please see Rates and Terms to check product availability in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Any references on website to "we", "us", and "our" refer solely to CashNetUSA.